The Stockmasters care the most about the 3 month and 4 month CD offers, and consider some of the 6 month, 9 month, and 1 Year options if the rates are good.

Every week we search through CD rates and only post the top performers for your review. Happy CD Investing and enjoy the articles.

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While some of these CD Deals mentioned in this article may no longer be offered by the various Banks and Financial firms, the most recent CD options can be found by our sponsors:

  • 12/17/2011 - 20:05

    Fellow Masters, the best 'high yield CD' you can buy will only give you 1 to 1.2% yield that locks your money away for an entire year.  We would rather buy a high yield dividend stocks that pay a 8% to %13 dividend yield plus whatever the stock gains in 2012.  Making the cut are New York Mortgage Trust, Inc. (NYMT), CenturyLink, Inc. (CTL) and Vale (VALE).

  • 12/15/2011 - 18:04

    The term 'high yield cd' means nothing in 2011 - 2012, you have to turn to high yield securities, and that means dividend stocks.  Mastery turns to New York Mortgage Trust, Inc. (NYMT), CenturyLink, Inc. (CTL) and Vale (VALE). 

  • 11/15/2011 - 20:43

    Let's face it, the return on 3 Month CD's is abysmal, Ally is offering a not-so-great .39%, USAA .45%, and the winner is OneWest Bank coming in at .60%.

  • 08/11/2011 - 19:19

    forgetaboutitThat's right, there's just one word if you are hoping to score higher CD rates -- forgetaboutit.

    The best one year (12 month) CD you can lock into today is only at 1.27% APY.  They get worse if you are trying to discover a 3 month or 6 month option.

    Let's hope at some point certificates of deposit become a better option that can possibly yield 2% or more.  Gone are the 12 month 4% APY rates days prior to 2009, we pray they come back at some point. 

  • 06/27/2011 - 17:07

    high yield cdThe best bang for your buck CD deals are the 12 month terms as we head into Summer 2011.  Thanks to Google's Advisor the banks to check our are NEXITY Bank, Connexus Credit Union, and AuroraBank.

    You can lock in a 1.27% APY for one year, its not that great, but its the best the web can find. 

    Make sure to check your local zip code offers using Google's Advisor, maybe you can do better than the national deals.

  • 03/19/2011 - 18:24

    High Yield CDHigh Yield CD rates are hardly "high yield" this week (March 19th).  Our search did turn up an offer from  Ascencia Bank at 1.3% for 12 months.  The best part is you only need to put down $500 minimum to open an account.

    Our best advice for you CD shoppers this week: check your local banks.  You can do so using Google's Compare CD tool by entering your zipcode.