Best CD Rates can be found at New Banks, like Quantum National Bank

Quantum National BankIf you are a resident of Georgia you are in luck, providing you want to lock your money away for 2 years you can score a 2.97% APY CD Rate with only a minimum of $1,000. However Quantum also has a decent 9 month CD option at 1.75%.

CD Investing - Cerfificates of DepositBefore we get to Quantum National Bank's offerings, let's review our sponsor offers (ads below and ads in left margin) and always remember that theStockMasters.com compiles the best CD offers each week and posts them right here - Click to Review.

Quantum Bank branches are located in Suwanee and Milton, Georgia. Quantum has a 2 out of 5 star soundness ratings from bankrate and is FDIC insured. Remember to always stay under the $250,000 insured limit for all your bank accounts.

Quantum has a nice one stop rate sheet for all their products, including CD's, that can be found here - click to open and copy/pasted below:

NOTE: ALL CURRENT CD RATES ARE
LIMITED TO GEORGIA CUSTOMERS. AT THE PRESENT TIME, WE ARE NOT ACCEPTING
OUT-OF-STATE CDs. WE CONTINUE TO WELCOME OUT-OF-STATE CUSTOMERS FOR OUR
MONEY MARKET ACCOUNTS AND IRAs. THANK YOU.

Rates Effective as of 06/17/2009

Account

Minimum Opening Deposit+

Minimum Balance to Obtain APY*

Interest Rate**

APY***

Community Checking
       
$0 - $9,999.99
$100.00
$0.01
0.20%
0.20%
$10,000+
$100.00
$10,000
1.10%
1.11%
         
Hi-Rate Checking
       
$ 0 - $ 9,999.99
$100.00
$.01
0.20%
0.20%
$ 10,000+
$100.00
$10,000
1.10%
1.11%
         
Hi-Rate Money Market
       
$100,000 & greater
$100.00
$100,000
2.00%
2.02%
$50,000 - $99,999.99
$100.00
$50,000
1.02%
1.02%
$10,000 - $ 49,999.99
$100.00
$10,000
0.72%
0.72%
$0.01 - $9,999.99
$100.00
0.01
0.22%
0.22%
         
         
Commercial Money Market
       
$ 0 - $ 9,999.99
$500.00
$.01
0.52%
0.52%
$ 10,000+
$500.00
$10,000
1.16%
1.17%
         
Personal Savings
$100
$0.01
0.52%
0.52%
         
CDs/IRAs
       
31 Day
$1,000.00
 
1.02%
1.02%
3 Month
$1,000.00
 
1.25%
1.26%
6 Month
$1,000.00
 
1.50%
1.51%
9 Month
$1,000.00
 
1.75%
1.75%
1 Year
$1,000.00
 
2.63%
2.66%
18 Month
$1,000.00
 
2.79%
2.82%
2 Year
$1,000.00
 
2.94%
2.97%
30 Month
$1,000.00
 
3.06%
3.10%
3 Year
$1,000.00
 
3.13%
3.17%
4 Year
$1,000.00
 
3.23%
3.27%
5 Year
$1,000.00
 
3.46%
3.50%

 

 

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